Job description:
Northern Birch Credit Union is a member-focused financial institution that provides a full range of personal and business banking services. We are committed to supporting our members and communities through ethical banking, personalized service, and sustainable financial practices.
- Annual Salary: $130,000–$150,000 (to be negotiated)
- Benefits: Extended health care, dental and vision care, disability and life insurance, RRSP contributions, maternity and parental benefits, travel insurance, and paid personal days
- Hours per Week: 37.5
- Location of Work: 4 Credit Union Drive, North York, ON M4A 2N8
- Employment Type: Permanent, full-time (evening and overtime may be required)
- Work Setting: On-site at the bank’s head office
Duties and Responsibilities:
- Prepare, analyze, and interpret monthly, quarterly, and annual financial statements and management reports
- Maintain accounting records, internal controls, and reconciliations in accordance with regulatory and audit standards
- Develop and manage annual budgets and financial forecasts, monitor variances, and recommend adjustments to improve performance.
- Monitor cash flow, liquidity, and capital requirements, ensuring the organization operates within approved financial and policy limits.
- Provide financial analysis and insights to support business planning, cost control, and strategic decision-making.
- Manage treasury operations, including funding, deposits, and investment of surplus cash, to optimize financial stability.
- Oversee the modernization of financial and analytical tools (e.g., Power BI, DNA, Prologue, Lodestar) to improve management reporting.
- Supervise and mentor finance and accounting staff to ensure timely, accurate, and compliant financial operations.
- Collaborate with the CEO and senior management to align financial planning with the organization’s overall goals and strategies.
- Monitor liquidity and capital ratios, interest-rate exposure, and investment portfolios within approved policy limits
- Execute funding and deposit strategies to optimize the cost of funds and strengthen liquidity resilience
- Conduct liquidity stress tests and scenario analyses and recommend actions to the CEO
Maintain and update financial and market-risk frameworks to ensure compliance with FSRA and FINTRAC requirements
- Prepare risk and capital reports for internal management and regulatory purposes
- Develop annual budgets and forecasts, track performance against plan, and recommend adjustments as needed
- Provide financial analysis and insights to support business-planning and strategic decisions
- Identify and implement process improvements across finance, treasury, and risk workflows
Job Requirements:
- Education: Master’s degree in accounting, Finance, or a related discipline
- Experience: Minimum of 5 years of progressive experience in financial management, banking, or related fields
- Handson delivery of treasury/ALM processes (e.g., liquidity stress testing, interest rate risk, brokered deposit programs, securitization/funding diversifications are asset.
- Familiarity with DNA core banking, Prologue accounting, Lodestar reporting, and Power BI are asset.
- Technical Skills: Proficiency in MS Office (Excel, Word, PowerPoint, Outlook), accounting software, business intelligence tools, and ADP systems
- Security: Bondable; must pass criminal record and credit checks
- Personal Attributes: Accurate, dependable, organized, ethical, team player, adaptable, with excellent oral and written communication skills
How to Apply:
Submit your résumé and cover letter to: careers@northernbirchcu.com
